Authors who publish with the Journal of Innovative Applied Management and Business (JIAMB) agree to the following terms:

1. The copyright of the article remains with the author(s).

2. Authors grant the journal the right to publish and distribute the work as the original publisher of the article.

3. All published articles will be licensed under the Creative Commons Attribution 4.0 International (CC BY 4.0) license, which permits:

   • Copying, distributing, displaying, and creating derivative works

   • For any purpose, including commercial use

   • As long as proper credit is given to the original author(s) and source

By submitting a manuscript to JIAMB, authors acknowledge and accept that their work will be published as open access under this license.